Frequently Asked Questions
✅ Ans: We offer Business Loans, Salary Advance and Salary Loans.
✅ Ans: To ascertain your eligibility to obtain a loan varies on the type of loan you are requesting for. Contact Us for more info.
✅ Ans: We can offer you a loan from as low as fifty thousand naira (50,000) to as high as twenty million naira (20,000,000).
An interest rate at 10% reducing balance on salary loans and 10% flat rate on business loans.
✅ Ans: Loan approvals are done within 24-48 hours but can be pending for more hours if there is a delay in proving the required documents.
✅ Ans: Yes, you can pay off your loan early.
✅ Ans: You attract a penalty of paying extra 10% of the amount of your monthly repayment.
✅ Ans: We offer two savings package: BNI Savings and BNI Target Savings.
✅ Ans: 3% interest rate on BNI Savings and 5% interest rate on BNI Target Savings.
✅ Ans: Yes, you can.
✅ Ans: With as low as 50,000 you can access our investment products.
✅ Ans: Yes, we do.
✅ Ans: This feature is not available right now.