Saving Plans

Our funds and savings plans are designed to meet the risks and return objectives of the wide range of clients with bespoke offerings created by age, lifestyle, liquidity and income needs.
1. BNI Basic Savings:
This product is designed for individual investors from all walks of life, both young and old.

Features:

  • Minimum rollout plan is as low as N50,000.00 (Fifty Thousand Naira Only) per month.
2. Target Savings / Special Purpose Fund:
As the name implies, the product is targeted toward investors focused on meeting a specific need or purpose.

Features:

  • The minimum investment to start with N200,000.00 (Two Hundred Thousand Naira Only), thereafter minimum monthly top-up of N50,000.00 (Fifty Thousand Naira Only).
  • No withdrawal till the expiration/maturity date of the investment 
  • Negotiable returns on investment depend on the tenure and amount invested.
  • Funds are on call, with only one withdrawal per quarter to enjoy annual accrued interest. Once the limit is exceeded, any accrued interest will be forfeited.
  • The minimum amount to be retained in the account is N100,000.00 (One Hundred Thousand Naira Only)
  • Quarterly disbursement of accrued interest with an option of one-time withdrawal.
3. BNI Dollar Fund:
Funds are professionally managed and returns are significantly improved due to the dynamic asset allocation and broad pool of securities available for investment. The funds are invested in low risk secured instruments for capital preservations.

Features:

  • Minimum investible $1000 - $200,000.00
  • Minimum investment period 365 days
  • Investment horizon Medium to long term
  • Applicable rates are annualized subject to performance of the market.
Product Details
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168 Awolowo Road, Ikoyi, Lagos, Nigeria.

customercare@bni.ng

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