Savings

Business Nest Investments

  1. BNI Savings: This product is designed for individual investors from all walks of life, both young and old. We offer competitive interest rates in line with money market rates and determined by the tenor and volume of deposit in the company.

Features:

  • Minimum investment to start with N200,000 (Two Hundred Thousand Naira Only) Thereafter minimum amount of N50,000(Fifty Thousand Naira Only) on monthly basis.
  • Funds are on call, with only one withdrawal per quarter to enjoy annual accrued interest, once limit exceeded the whole accrued interest will be forfeited.
  • Minimum amount to be retained in the account is N100,000 (One Hundred Thousand Naira Only)   
  • Quarterly disbursed of accrued interest with option of one-time withdrawal

2. Target Savings / Special Purpose Fund: As the name implies, the product is targeted towards investors focused on meeting a specific need or purpose.

Features

  • Minimum investment to start with N200,000 (Two Hundred Thousand Naira Only) Thereafter minimum amount of N50,000(Fifty Thousand Naira Only) on monthly basis.
  • No withdrawal till the expiration/maturity date of the investment 
  • Negotiable returns on investment depending on the tenor and amount invested.

 3. Fixed Placement: This is specially designed for high-net-worth individuals as well as corporate entities for a stipulated period ranging from 180 – 360days. We offer competitive interest rates in line with money market rates and determined by the tenor and volume of customers’ placement with the company. 

Features:

  • Negotiable returns on investment depending on the tenor and amount invested.
  • Minimum Investment is 500,000 (Five Hundred Thousand Naira Only) and the minimum tenor is 180days.
  • Quarterly disbursed of Interest accrued 

4. BNI Prime Account: This is a super-premium product with high yield product. This investment plan is typically for project financing.

Features:

  • Minimum investment of 200,000,000(Two Hundred Million Naira Only) 
  • Minimum investment tenor is minimum of four years
  • Attractive and negotiable returns per annum.

5. BNI Dollar Fund: This product is targeted towards all investors (Individual or Corporate), foreigner’s and/or Nigerian’s in diaspora who are willing to invest in foreign currency to hold the value of their investment and minimize their exposure to foreign exchange fluctuations

Features:

  • Minimum investment $500
  • Minimum investment tenor is 1 – 5 years
  • 1 – 5%, negotiable interest rate

6. BNI Happy Ending Account: This is a retirement scheme account designed to accommodate professionals, artisans, traders, employees and the self-employed individual. It encourages them to save for their old age, when the energy cannot sustain their total financial requirements. One can invest an appreciable fraction of his/her monthly income in a secured and dependable scheme such as this to achieve a comfortable and happy life after retirement.

Features:

  • Minimum monthly investment of N10,000 (Ten Thousand Naira Only)
  • Minimum investment period of 5 (five) years before withdrawal can take place.
  • Maximum age of participation is 60 years
  • No withdrawals or termination of investment during its tenor.